In the bleak post-Christmas...

Richard Friedman once rather wisely said, "Money will buy you a fine dog, but only love can make it wag its tail". This may be true, but January is probably the month most likely to inspire despondency about our financial situation and any resulting absence of decent canine company. Even with reports that many families were putting ‘caps' on how much they would spent on presents over Christmas, the period can entail massive costs which can make the cold first month of the year bleak in more than just meteorological terms. The troubling financial problems of the era are likely to compound this situation: all in all many of us are worried about making ends meet.

College and University Support Network is there to lend a hand. Our coaches are available 24 hours a day to help you through your problems, including free money advice from our financial experts, via our free and confidential Support Line on 08000 32 99 52. In certain circumstances we can offer small grants to those in severe financial need.

Our InfoCentre is also full of information on how to manage your finances and make the most of your money. Why not try the following factsheets?

Don't forget we are here for you 24 hours a day, 365 days a year. Call us on 08000 32 99 52.